Ok, so home use was not the priority for the Notes client all of these years. I think with the introduction of the open client platform (Eclipse) things should change and most likely will with ISV's and open source helping out. I should be able to run mail rules locally for instance! Come to find out, if you use any SMTP server outside of Notes the mail rules simply do not work. They only run on the Domino server, probably in the router task…ugh.
Looks like I need to write some tools. I am going to write a plugin that allows my mail rules to run locally damn it!